New York Fire DamageNew York

Insurance and claims

General documentation tips. Cover depends on your policy wording.

Fire-damaged commercial building exterior
Photo: Albert Bridge, Wikimedia Commons, CC BY-SA 2.0

Document

  • Photos and short video before discarding soot-damaged items.
  • Note time, rooms affected and fire department incident number if you have it.
  • Keep communication with your insurer.

Claim

Notify your insurer as your policy requires. they do not replace your claim or act as your public adjuster.

Not legal or insurance advice.